Company Profile

1pm plc (1pm), established in 2006 is an independent provider of finance facilities to the SME sector.

“Helping the UK economy to grow by providing finance to businesses”

The 1pm plc group offer a full range of business finance solutions to the UK market from asset finance, hire purchase, commercial loans through to invoice finance and factoring. Please follow the links below to our subsidiary companies and find the one that most suits your financing needs.

onepmfinance logo

One pm Finance provide Lease Finance, Hire Purchase, and Business Loans to small and medium sized enterprises (SME’s) up to £75,000. We work with a network of leasing brokers to offer our customers a finance package tailored to suit their requirements.

“Helping the UK economy to grow by providing finance to businesses”

Academy Leasing Ltd logo

Academy Leasing has grown to become one of the UK’s leading providers of equipment, vehicle and invoice finance. Whether you need finance for a new car, business equipment or a cashflow injection to support your company’s growth, we can help.

We have our own funds as well as strong partnerships with an extensive panel of external funders. We make all underwriting decisions in-house, so we can promise quick answers without over complicating the process.

Bradgate Business Finance Ltd logo

Bradgate Business Finance are a leading provider of Asset & Invoice finance for the Construction, Recycling & Haulage Industry including finance for plant, business equipment, trucks and vehicles.

We finance all types of assets and work with all types of business from the small owner managed through to Small & Medium sized Businesses (SME’s) across the UK.

Intelligent Loans logo

Intelligent Loans is an award winning Specialist Lending Packager who specialise in mortgages, secured loans, bridging finance and commercial lending.

We have developed key partnerships with a number of lending institutions, which allows us to always get the best deal for you and your client. We are not tied to a panel and guarantee to search the entire market which allows you to expand your range of products resulting in an increased level of repeat business and more importantly greater customer satisfaction.

Gener8 Finance logo

Gener8 Finance provide cash flow support and business funding facilities to UK SMEs and have long been recognized as one of the UK's leading independent providers of invoice finance.

We are highly flexible, robust and highly effective with products designed to evolve as customer ambitions and circumstances change encouraging business growth and company innovation.

Put simply, Gener8 Finance has the smartest financial tools and highest quality expertise to help business owners get back to doing what they do best - running a successful, growing company.

Positive Cashflow logo

Positive Cashflow Finance approach every proposal flexibly to provide Invoice Finance solutions to suit businesses of all sizes. Whether assisting with the financing of a new-start enterprise, or the acquiring of an established business, Positive are able to make funding decisions swiftly whilst working closely with both new prospects and existing clients to understand their needs.

Positive Cashflow Finance bring a fresh approach to both Factoring and Confidential Invoice Discounting. As one of the most experienced teams in the industry, they recognise that each and every business has different financial needs. And, as the name suggests, they look for the positives in every situation to deliver the best possible solutions.

Financial Conduct Authority
British Business Bank