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How Much Can 1pm Finance?

New Start Businesses

has five tiers of underwriting. A brief overview is shown below.

Amount   £1,000 to £15,000 + VAT
Term of lease   12-60 months
Advance payment   £0.00 for amounts under £3,500, over this 1 – 3 months rentals
Administration fee   £150 + VAT
Usual requirements:  
  • Business plan
  • Three months personal bank statements
  • Clear credit search
  • Photographic ID
  • Directors guarantee (if Company is Ltd)

Established Businesses

Amount   £1,000 to £40,000 + VAT
Term of lease   12-60 months
Advance payment   £0.00 for amounts under £3,500, over this up to 10% of the cost
Administration fee   £150 + VAT
Usual requirements:  
  • Business plan
  • Three months trading bank statements (usually for leases over £10,000)
  • Accounts (usually for leases over £10,000)
  • Clear credit search
  • Photographic ID
  • Directors guarantee (if Company is Ltd)