Coronavirus Business Interruption Loan Scheme

We are proud to be accredited as a lending partner for the Coronavirus Business Interruption Loan Scheme (CBILS) with the British Business Bank as we continue to help and support SMEs through this crisis.

Our group companies Onepm Finance and Intelligent Loans are now lending under the scheme and providing support in the form of CBILS Loans and Asset Finance to small businesses.

What is CBILS?
The CBILS Scheme is a government initiative designed to support small businesses affected by the coronavirus outbreak. UK businesses can receive funding support ranging from £50,001 up to £5million. Under the scheme, SMEs pay no upfront costs, no interest payments for the first 12 months, lower initial repayments and no personal guarantees are required. Finance terms range up to six years for loans and asset finance facilities. The borrower always remains 100% liable for the debt.

Who is eligible for the scheme?
• UK-based SMEs with an annual turnover of up to £45million
• Businesses adversely impacted by COVID-19
• Businesses generating more than 50% of its turnover from trading activity
• Businesses looking to borrow up a maximum of £5million

Important notice:
We are not currently accepting direct enquiries and instead are working closely with our expert panel of Brokers to manage all applications.

Legal Notices

The Coronavirus Business Interruption Loan Scheme (CBILS) is managed by the British Business Bank on behalf of, and with the financial backing of the Secretary of State for Business, Energy and industrial Strategy (BEIS). British Business Bank plc is wholly owned by HM Government and is not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA). Full details on CBILS and the list of participating CBILS lenders can be found on the British Business Bank website at:


2nd Floor St James House
The Square
Lower Bristol Road
Bath, BA2 3BH, UK

Phone:  01225 474230

Working hours:

Monday-Friday: 9:00 – 17:00

1pm plc (Company No. 05845866) is the parent company of the wholly owned subsidiaries 1pm (UK) Limited, Academy Leasing Limited, Bradgate Business Finance Limited and Intelligent Financing Limited who are individually authorised and regulated by the Financial Conduct Authority.
1pm plc (Company No. 05845866) is also the parent company of Gener8 Finance Limited and Positive Cashflow Finance Limited.
1pm plc Data Protection Licence number: ZA242952